This video discusses what to do if you are facing calls from bill collectors. First and foremost, if the collectors are calling for the wrong person, let them know. While you are legally protected from harassment, you should not have to involve the law if the calls are not even meant for you.
Next, the video recommends communicating with the callers in a straightforward manner. Make sure that both the agency and the debt they are collecting are legitimate. Your state likely has an accreditation process for debt collectors, so look up the company online to make sure that everyone is above board.
California residents who want to negotiate their debt should contact San Diego’s Golden State Law Group. Our attorneys are skilled at working with creditors to reduce the total amount owed, and help you start a new life. Call our office at (619) 234-3333 today to schedule a free case evaluation with an experienced debt negotiation attorney.